Cookie & Data Usage Policy

What Are Cookies and Tracking Technologies?

Cookies are small text files stored on your device when you visit our website. Think of them as digital sticky notes that help us remember your preferences and understand how you interact with our budget analysis tools.

Beyond traditional cookies, we use various tracking technologies including web beacons, pixel tags, and local storage. These work together to create a comprehensive picture of how visitors engage with our financial planning resources and educational content.

Types of Tracking We Use

How Tracking Enhances Your Experience

• Personalized Dashboard: We remember your preferred budget categories and analysis timeframes, so you don't need to reconfigure settings each visit.
• Learning Progress Tracking: Your progress through our financial education modules is saved, allowing you to pick up where you left off.
• Relevant Content Suggestions: Based on your interests in budget analysis, we suggest related tutorials and advanced techniques that match your skill level.
• Security Monitoring: We track unusual access patterns to protect your account and financial data from unauthorized access attempts.

Managing Your Cookie Preferences

You have complete control over how cookies are used on your device. Most browsers allow you to view, delete, or block cookies entirely. However, disabling certain cookies may limit functionality of our budget analysis tools.

To adjust browser settings:

• Chrome: Settings > Privacy and Security > Cookies and other site data
• Firefox: Settings > Privacy & Security > Cookies and Site Data
• Safari: Preferences > Privacy > Manage Website Data
• Edge: Settings > Cookies and site permissions > Cookies and site data

Data Retention and Storage

Different types of data are retained for varying periods based on their purpose and Australian privacy regulations. Session cookies expire when you close your browser, while persistent cookies may remain for up to two years.

Analytics data is aggregated and anonymized after six months, though we retain essential security logs for up to three years as required by financial services compliance standards in Australia.

You can request deletion of your personal data at any time by contacting us directly. We'll process such requests within 30 days, though some data may be retained where required by law.

Third-Party Services

We work with carefully selected partners who help us provide better services. These include analytics providers, educational content delivery networks, and security monitoring services.

Each third-party service has its own privacy policy and cookie practices. We ensure all partners meet Australian privacy standards and provide appropriate data protection measures for our users' information.